This information has been provided in good faith only please speak to a consultant to arrange a consultation to assess your personal situation. We do not make any representation or warranty as to the accuracy of the information. There is no warranty that the products and services within this website, or the information, suggestions or ideas within the site will be suited to or meet your requirements or situation. kmo does not allow any racial, pornographic or material that may be seen to be offense to be displayed on sites designed and/or developed by us. It is the responsibility of the client to ensure all content is correct.

The kmo website contains links to other sites and kmo hereby declares explicitly that the content of the linked pages is in no way a representation of kmo. Therefore, kmo dissociates itself from all contents of all linked pages of third parties. You click on links to external websites at your own risk, whether these are recommended by us or not. Any relationship or dealings you establish with these third parties is between you and them and kmo is in no way involved or associated with your dealings.

kmo does not warrant that this website is free from viruses or other defects or that the functions available on this website will be uninterrupted or error free, that any defects will be corrected, Information, quotes or estimates provided on this website are not legally binding offers. Although all attempts are made to ensure that information on this site is accurate for time to time products or services may differ and or change and we accept no responsibility for any loss or damage arising from its use.

kmo may update terms and conditions at any time without notice.